Bailiff help and advice

Bailiffs & enforcement agents. Expert help and advice 

Bailiffs in England & Wales are now known as  'enforcement agents', however the general public still call them bailiffs for short.

They have the power to remove and sell your goods to pay a debt by law. In most cases, they can only get involved after your creditor has taken you to court.

In this section we highlight what bailiffs can and cannot do and what bailiffs could take when they visit. We will also talk about bailiffs' fees and your rights when dealing with bailiffs. On this page we highlight some of the important questions we get asked about bailiffs.


What debts do bailiffs collect? 


Bailiffs cannot collect Consumer Credit Act-regulated debts such as payday loans, credit cards or overdrafts unless:

  • The creditor has taken you to court and obtained a County Court judgment (CCJ)
  • You have avoided the CCJ or that you did not pay the amount the court ordered
As well as unpaid CCJs, bailiffs collect several other types of debt, including:


Council tax arrears

Child maintenance arrears

Criminal fines

Parking penalties issued by a local authority

Tax and National Insurance arrears if you are self-employed


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