Free debt advice: How to deal with my debts?


Our expert debt advice is designed to help you deal with your debts and gets you the support you need. You can get advice over the phone or online, and we will recommend a range of debt solutions to you based on your situation. `

Please obtain all details about your finances, including your income, outgoings and debts. If possible with account numbers.

Simply complete our online budget form and a debt advisor will give you a call. Alternatively, you can give us a call on 0203 883 8698 or Freephone on: 0800 634 3811.

 

Free advice to help you with your debts: 

 

Our team of debt experts have helped more than 500,000 people a year to deal with their debt problems. With over 20 years of experience, you can be guaranteed that our debt advisors only want what is the best for our customers.

Our advice is confidential, impartial and free. We adapt our advice to your situation. We also provide a variety of managed debt solutions and all the advice and support that you need to help you deal with your debts.

 


Prepare for your debt advice: 



To ensure that the advice and solutions we offer adjust to your situation, it is important that we need to know more about your financial situation.
Our Debt Calculator will help you through everything you need in 20 minutes. If you need more time you could save your progress and complete it later.
In order to get advice over the phone, we will need the details of your debts, incomes and outgoings. We advise our customers to use our budget form to gather this information together before you call us.


If you want to know who you owe money to, you could contact your creditors directly for updated debt balances. If you are not sure, you could get a copy of your credit report from one of three credit reference agencies:

They are private companies that carry the details of your debts and credit history. Most of these private companies offer a trial or free service but you could also request a copy of your credit file which will cost £2 each.


If you are struggling to complete your budget form and need extra assistance, please don’t hesitate to call us on 0203 883 8698 or Freephone on: 0800 634 3811 and our advisors will be able to help you. Ensure you have the details about your income, outgoings and debts ready whenever you call us.


If you are self-employed and you are looking for help with your debts, please contact Business DebtLine. They offer a specialist helpline to help the self-employed including advice on business liabilities, tax implications, court proceedings and any personal debts.

You can contact them on 0845 527 2790. They open Monday to Friday at 9am til 8pm.

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