How can we help you? We are debt experts.

Our team of debt experts helped more than 500,000 people a year in the UK to overcome their debt problems, and get their lives back on track. This is how we can help you.



Decide whether to get debt help or not

Struggling with debt is not something to be ashamed of - and we won’t judge you for it. The important thing is to get our free debt help as soon as possible.

Call our Helpline or use our online Debt Tool

Use Debt Calculator to tell us all about your financial situation, it is convenient and anonymous or give our experts a call.

We will give you the best advice for free

We know debt, so you can be sure that we will provide you with impartial debt advice and the right practical solution for you.



Free Debt Helpline solutions. Practical help in becoming debt free.

It is important to find the best debt solution for you. That is why your first step should always be to use our online Debt Calculator or call our Helpline.

Once we understand more about your debt problem we can suggest a plan of action that is right for you.

With more than 20 years' experience of providing debt advice, we offer a variety of services and solutions to suit every situation. You can see some on the right.

Help us learn more about your circumstances and we can advise on what debt solution that is right for you.

  • Debt management plan (DMP)

  • Individual voluntary arrangement (IVA)

  • Debt relief order (DRO)

  • Bankruptcy

  • Equity release

  • Mortgages

Solutions available in Scotland only

  • Debt Arrangement Scheme (DAS)
  • Minimal Assets Process (MAP)
  • Sequestration (Scottish bankruptcy)
  • Trust deed

Need Debt Help Now?

The expert team at Free Debt Helpline change people's lives for the better.  

FREE Online Debt Advice  

Start Now